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Auto Accident FAQ

Louisville Personal Injury Attorneys Answer Frequently Asked Questions About Auto Accidents

Reliable advice based on more than 25 years of combined experience

The first moments immediately after an accident can have a profound effect on your legal rights. But because a car crash can be so unnerving, many motorists forget key steps they must take to ensure their safety and strengthen their case for compensation. At the Schuler Law Office, auto accidents are a large part of our practice. We have the knowledge and experience necessary to help injured drivers, passengers, motorcyclists, bicyclists and pedestrians recover the full compensation they deserve. We provide answers to some of the most frequently asked questions about auto accidents to help you manage the early stages of your case before you’re able to speak with us at length.

Contact our Louisville law firm for auto accident representation

The Schuler Law Office provides dedicated and thorough legal representation for all types of injuries due to motor vehicle crashes. To schedule a free consultation, call today at 502-568-9000 or contact our Louisville office online. We take injury cases on a contingency fee basis, so you pay no attorney fees until we obtain compensation for you through a settlement or verdict.


Should I report my car accident to my insurance company?

Under Kentucky law, you are required to report an auto accident to the nearest police station if anyone has been injured or killed, or if the property damage totals more than $500. There is no legal requirement to notify your insurer. In a property-damage-only crash, you might want to settle with the other driver outside of the insurance system, especially if the damage doesn’t even exceed your deductible. However, if there’s a chance you might be held liable for a serious accident, you should notify your insurer immediately. The company has a duty to defend you against claims, and your notice will enable the company to investigate before physical evidence is lost or destroyed.

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Should I go to the doctor after a car accident?

If you suspect you might be injured, you should seek medical attention immediately. This serves two important purposes. Most importantly, you safeguard your health, especially against injuries that might seem minor at the time but could turn out to be life-threatening. And your medical record can be used later as evidence of causation. If you wait a few days to see a doctor, a defendant could assert that an intervening event caused your injuries.

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Should I call the police after a car accident?

As stated above, you have a legal duty to notify police if anyone is injured or killed, and if property damage exceeds $500. But you definitely want the police present if you suspect the other driver is impaired or you feel unsafe for any reason.

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Who is at fault for my car accident?

This is a question of fact for a judge or jury to decide. In auto accidents, fault is generally due to negligence or recklessness that causes a collision. One driver can bear all responsibility, or two or more drivers can share the blame. The determination of fault often comes down to which side’s attorney does the best job of assembling evidence in the case.

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Why should I contact an attorney?

As soon as you are certain you’ve been injured and have sought medical attention, you should contact an experienced auto accident attorney. Victims who try to handle injury claims on their own rarely recover the full value of the claim. Studies show that represented victims of auto accidents generally do much better in obtaining compensation even after they’ve paid their lawyers.

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I don’t have full coverage on my own car. Who is going to pay for my property damage?

If you are at fault for the accident, the losses come out of your pocket. But if another driver is liable, you can recover your property losses as well as any losses for personal injury.

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Testimonials
  • "DavidYou Rock!!! I mean that! I am so glad I walked up to you on [my boyfriend’s] case about 8 or 9 years ago. You are a blessing in disguise. David Schuler – my attorney for life!"  -CJ

  • "Mr. Schuler –Thank you again; that was the best possible outcome! I didn’t expect things to go that smoothly.Sincerely"  -C.N.

  • "Hi David,I received your voice mail earlier and I cannot explain the relief/joy I felt. I know it may come as a surprise but I felt more excitement from that voice mail than the day we settled. I was expecting the settlement but I was not expecting to hear the news you left on my voice mail. I cannot express in words how thankful I am that you have taken care of this for me. . . Truly I thank you from the bottom of my heart.With much gratitude,"  -H.G.

  • "David,I cannot thank you enough for all that you have done for me. You have impacted my life more than you know, much more than the settlement. Thank you so much for your genuine care, compassion, patience and hard work on my case. I look forward to speaking with you again.Sincerely,"  -S.A.

  • "David –I know it has been a long time since you helped me, but I thank you from the bottom of my heart. You actually saved my career.Hope you are doing well,"  -P.M.

  • "Mr. Schuler,Thank you so much for your help with my case. I appreciate your efforts in finding the very best outcome for me. Thank you again for fighting on my behalf.Many thanks,"  -B.S. and J.K.

  • "David,Thank you so much for everything. There is no way I’d have made it through this without you."  -B.R.

  • "Mr. Schuler,After dealing with the previous two attorneys I had, I honestly had little faith in any of the attorneys I talked to. I thought there was no way I was going to get out of the trouble I was in and I thought no one really cared. I thought all attorneys were out to make money and cared little for their clients.You proved me wrong. Your actions backed your words and I was amazed at the outcome of my case. Not only will I be able to keep my current job, but I will also be able to resume a normal life. I can now get back to focusing on my life with my family. And because of your persistence with my case, I can continue coaching my kid’s basketball teams and attending their field trips. I took these things for granted before but now I truly appreciate what I have. I owe all of this to you.I want to take this opportunity to thank you for everything you have done for my family and me. Your thorough work and dedication towards my case gave me new hope that there are honest people out there, and not every attorney is out to make money only. I also appreciate the genuine concern you showed towards my case and how the outcome not only could affect my job, but my life also. Without your help, I fear to think what the outcome of my case would have been. The deal you worked out with the prosecutor has given me a chance to resume a normal life, and for that, I cannot thank you enough.Sincerely,"  -R.B.

  • "Dear David,I wanted to thank you for all your help in this matter. I liked the way you handled things. It instilled a sense of confidence and security in me. I appreciated the respect you showed for me and my situation. Most importantly, I appreciated your kindness and compassion. You restored my faith in the law. You restored by faith in people. Thank you, David.Sincerely,"  -B.L.

  • "Dear Mr. Schuler,I wanted to express my gratitude to you for helping my husband…get out of jail. This is a horrifying experience not only for me but for my kids as well. I hope this will never happen again.But I wanted to thank you for being there for me and calling me and getting me updates.May God bless you.Sincerely,"  -G.H.

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